Gifts That Pay Income
Make a larger impact at the PSPCA while receiving a steady stream of income for life.
Would you consider making a larger gift to the PSPCA if we offered a steady lifetime income in return? A Charitable Gift Annuity lets you do exactly that, with rates that increase the older you are when you give.
The Charitable Gift Annuity
A Simple Contract, A Lasting Impact
A Charitable Gift Annuity is a simple contract: in exchange for a gift of $10,000 or more, the PSPCA provides you with income for life. You can also name another person as a secondary beneficiary to receive income if they survive you. You’ll be eligible for a federal income tax deduction for a portion of your gift, and if you give with cash, your income will be partially tax-free. Give with appreciated stock or bonds held for longer than one year, and you’ll avoid capital gains on a portion of your gift, with the rest spread out over your annuity payments. At the conclusion of your annuity, your gift passes to the PSPCA to support our mission across Pennsylvania.
The Deferred Gift Annuity
Give Now, Receive Income Later
If you’re interested in making a gift today but don’t need the income right away, a Deferred Gift Annuity may be the right fit. You’ll still receive a partial charitable deduction when you make your gift, but your annuity payments won’t begin until a later date and at a higher rate. It’s a way to lock in your generosity now while planning for future income on your own timeline.
Find out your rates and benefits
For a personalized illustration describing the rates and benefits you could receive through a Charitable Gift Annuity, contact us at development@pspca.org or 215-426-6300
